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Buying insurance sucks. We make it suck less.

We make it easy to protect what matters—with modern tools, real people, and zero jargon.

We believe insurance should be simple, transparent, and maybe even a little enjoyable.

We combine over 40 years of expertise with digital convenience to offer a seamless, stress-free experience—whether you’re getting a quote online or speaking with one of our licensed advisors.

For over 40 years, we’ve made it our mission to simplify insurance—and we’re just getting started.

KBD is a Canadian insurance brokerage with roots in Montreal and Ottawa. What began as a small family-run business has grown into a modern, people-first team serving thousands across the country.

Who We Are

Independent, family-owned insurance brokerage
Serving clients across Quebec and Ontario
Fully bilingual (English & French)
Licensed and regulated by the AMF
Providing commercial, home, and auto insurance

What we do

We provide commercial and personal insurance solutions for individuals, families, and businesses across Quebec and Ontario.

What drives us

01.
We deliver a modern client experience

We believe that buying insurance doesn’t have to be complicated, and we make the process as easy as possible for our clients through a modern, streamlined service.

02.
We listen to customer feedback

We’re constantly identifying and improving upon client “pain points” with regards to the insurance process.

03.
We believe in radical transparency

Insurance should come with clarity, not confusion. We’re upfront, honest, and here to help you understand exactly what you’re getting.

04.
We’re a unified team, dedicated to service

We only hire employees who align with our philosophy of customer obsession and simplicity, so you can rest assured that you’re in good hands when you work with KBD.

Doing good together
Intact
Northbridge
CFG
Economical
Promutuel
HSB

Our clients say it best

More than 600 5-star reviews on
Leah N.

“Great service, very easy and well explained procedures and information needed for insurance. Jordan was great to work with, and had excellent communication skills. 10/10 recommend.”

Shawn B.

“Greg is always making sure all my insurance needs are covered. Excellent service and very responsive.. thanks again!”

Nathan T.

“My first time ever getting insurance for a car and it was super simple. I spoke to Erika who was super nice and answered all my questions, and provided everything I needed!”

Brian B.

“Great experience. As a new to Quebec driver who just bought a car I got my insurance processed over the phone in less than 20 minutes. Very efficient, easy to understand and good coverage.”

1981
Founded in Montreal
1987
Commercial division expands
1995
Personal insurance services added
2005
Dorval office opens
2015
Digital-first service model introduced
2020
Expansion into Ontario
2024
Major commercial growth milestone
2025
AI-driven initiatives launched

Our leadership

KBD Insurance Team | Curtis
Curtis Killen
President
As President of KBD Insurance, Curtis leads brokerage operations across Quebec and Ontario, advising individuals and businesses on commercial, home, and auto insurance solutions.
adam-strumas
Adam Strumas
Commercial Insurance Broker & Partner
Adam is Vice-President at KBD Insurance, specializing in commercial risk solutions and client advisory. He supports both English- and French-speaking clients across Quebec and Ontario.
KBD Insurance Team | Sean
Sean Di Fruscio
Director of Operations
Sean is Director of Operations at KBD Insurance, overseeing the personal insurance division and managing a team of licensed brokers to deliver high-quality service across Quebec and Ontario.
KBD Insurance Team | Taylor
Taylor Lowe
Director of Sales and Client Services
As Director of Sales and Client Services, Taylor leads KBD’s personal insurance service team and ensures clients receive tailored solutions and high-quality support across Quebec and Ontario.

We can tailor any situation to fit your needs.

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